Whitney Homes under $400,000

Welcome to Whitney, Texas – a charming gem located in Hill County, where small-town charm meets vibrant community living. Nestled near the picturesque shores of Lake Whitney, this delightful city offers a perfect blend of natural beauty and modern amenities, making it an ideal place for families, retirees, and anyone looking to embrace a tranquil lifestyle.

Whitney is known for its friendly atmosphere and a strong sense of community. With a population that values connection and neighborly support, you’ll find local events, farmers markets, and festivals that bring residents together throughout the year. The stunning landscapes surrounding Whitney provide ample opportunities for outdoor enthusiasts, from boating and fishing on the lake to hiking and biking along scenic trails.

For those seeking a home in this idyllic setting, Whitney boasts an impressive selection of properties under $400,000. Whether you’re in the market for a cozy cottage, a spacious family home, or a charming ranch-style residence, you'll discover various options to fit your needs and budget. Many of these homes feature beautiful yards, modern amenities, and easy access to local schools and shopping centers.

Investing in a home in Whitney means becoming part of a close-knit community while enjoying the serenity of lakeside living. With affordable housing options and a welcoming environment, Whitney, Texas, is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this enchanting city!

Newest Whitney Homes under $400,000

$208,000

3 Beds ⋅ 2 Baths ⋅ 21401782 MLS

PRICED TO SELL on OVER HALF AN ACRE, just minutes from Lake Whitney! Looking for an affordable home with room to spread out? This 3-bedroom, 2-bath home sits on a spacious corner lot in Whitney with mature trees, plenty of outdoor space, and a peaceful setting to enjoy from your covered back porch. Homeownership may be closer than you think! Qualified buyers may be eligible for lender incentives, including as little as 1% down OR a lender-paid temporary rate buydown that lowers the interest rate by 1% for the first year. Inside, you’ll find an open layout with an upgraded kitchen featuring dark cabinetry, a large granite island and stainless steel appliances. The spacious primary suite offers dual sinks, a garden tub and separate tiled shower. Outside is where this property really shines! With over half an acre, there’s plenty of room for pets, kids, entertaining, gardening, or simply enjoying a little extra space. A storage shed provides additional convenience. Big lot. Updated home. Affordable price. Financing options that could make getting into your next home even easier. Schedule your showing today! Property will be eligible for FHA financing on November 18th, 2026.

119 Post Oak Rd, Whitney

$224,900

2 Beds ⋅ 2 Baths ⋅ 21401375 MLS

COUNTRY LIVING NEAR BEAUTIFUL LAKE WHITNEY! Enjoy the space and peaceful setting of approximately ONE ACRE while still being just minutes from the lake. Recently renovated and move-in ready, this spacious 2-bedroom, 2-bath home offers approximately 1,500 sq. ft., a full laundry, utility room, and an attached garage with tons of potential. Keep it for parking and storage or explore converting it into a game room, second living area, home office, or oversized primary suite. Recent improvements include: • NEW high efficiency HVAC system • NEW aerobic septic system • NEW flooring throughout • Fresh interior paint throughout • NEW granite countertops in kitchen & bathrooms • NEW kitchen appliance package • Fully renovated bathrooms • NEW cultured marble shower surrounds • NEW plumbing valves & shut-off valves • NEW electrical switches & receptacles • NEW light fixtures throughout • NEW window blinds • Full cosmetic interior remodel PLUS—the roof was completed within the last three years. Whether you're looking for a full-time home, weekend escape, or simply more room to spread out, this property offers updated country living with the recreation and natural beauty of Lake Whitney right nearby. One acre, extensive updates, flexible living space, and lake life—all ready for its next owner!

167 Tall Timber Trl, Whitney

$228,000

3 Beds ⋅ 2 Baths ⋅ 21397228 MLS

Whether you’re searching for an affordable place to call home, weekend getaway, vacation rental or investment property, this home checks all the boxes. This three bedroom, two bath home is conveniently located in the heart of Whitney near local amenities, yet minutes from beautiful Lake Whitney, Lake Whitney State Park and endless outdoor recreation. Additional bonus features include a two-car carport with rear alley access, a 14x12 storage building on slab, new chain link fencing and a screened in back porch, perfect to sit back and enjoy a cup of coffee to start or end the day. Recent major capital upgrades include a new AC unit in 2025 and freshly re-shingled roof in 2025. Laundry room is located in the garage. This turn-key property is ready for its next chapter, schedule your showing today!

401 S Llano St, Whitney

$164,500

3 Beds ⋅ 1 Baths ⋅ 21398264 MLS

Lake Living at an Affordable Price! This 3-bedroom, 1-bath home is ideally located near Lake Whitney and sits on a spacious, heavily treed property offering plenty of privacy and room to enjoy the outdoors. The property features two storage buildings, providing excellent space for lake toys, tools, hobbies, or extra storage. Whether you’re looking for a full-time home, weekend getaway, or investment opportunity, this property offers a great location close to the lake and plenty of potential. Come take a look and imagine the possibilities!

186 Jennifer Loop, Whitney

$215,000

4 Beds ⋅ 1 Baths ⋅ 21395205 MLS

This 4 bedroom, 1 bath, brick home in Whitney, Texas sits on a corner lot with 0.33 acres and offers 1,523 square feet of living space with a metal roof. The home has been remodeled and features laminate floors throughout, and an open floor plan connecting the kitchen and living room. The kitchen has plenty of cabinets, gas cooktop, and an oven with a warmer. The plumbing and electrical have been updated. The home is move-in ready except for the primary bath which needs to be completed. A 203K FHA loan would be a quick way to complete this bath. Majority of the furnishings throughout the can stay. A carport and storage building add everyday convenience. Outside, enjoy a back deck with a pergola, fully fenced yard, and plenty of room to relax. This property is a short drive to Lake Whitney for all your recreational needs. This home is a great starter home, rental property, Airbnb, etc. Call us today for your showing!

102 Creek Dr, Whitney

$369,000

3 Beds ⋅ 3 Baths ⋅ 21393057 MLS

Enjoy peaceful country living on just under 5 acres with a pond stocked with bass, catfish, and perch! A long winding driveway welcomes you to this private 3-bedroom, 2.5-bath home with an office offering a functional layout and beautiful outdoor space with several mature trees and plenty of room to spread out! The primary suite is conveniently located downstairs, along with a dedicated office and half bath. Upstairs, you’ll find two additional bedrooms and a bathroom, providing privacy and flexibility for family or guests. The living area features a cozy wood-burning fireplace, while a durable metal roof adds to the home's country appeal. A covered breezeway connects the home to an attached workshop and carport, offering excellent space for projects, storage, or hobbies. Outside, enjoy the large backyard, mature shade trees, and stocked pond—perfect for fishing and relaxing on your own property. Additional features include an aerobic septic system and an RV hookup complete with water, electric, and septic connections. With acreage, a pond, workshop, RV accommodations, a storm shelter, and a versatile floor plan, this property offers the space and country lifestyle you’ve been looking for!

178 Murdoch Rd, Whitney

$225,000

4 Beds ⋅ 2 Baths ⋅ 21391267 MLS

Affordable updated home located only 6 minutes to Lake Whitney! Freshly painted brick and cozy, exterior rustic touches welcome you home. Inside, the open floor plan features durable tile flooring throughout for effortless maintenance. Kitchen features new cabinets, new appliances, and bar seating for conversing during meal prep or morning coffee. Purchase with confidence knowing this home features a brand-new roof and re-plumbed sewer lines. Cooled and heated garage conversion could serve as a 4th bedroom, a formal dining, office, home gym, etc. This property features plenty of storage space as it is equipped with a practical detached building. Alley access is perfect for those wanting parking in the back. Newer privacy fence provides space to create a private outdoor relaxing area. This move-in-ready home offers everything you need within your budget!

603 S Brazos St, Whitney

$285,000

3 Beds ⋅ 2 Baths ⋅ 21386721 MLS

Beautifully situated on a spacious half-acre lot, this stunning 3-bedroom, 2-bath new construction home offers modern finishes with a relaxed country feel. Conveniently located just minutes from Whitney, Juniper Cove Marina, dining, shopping, and the recreational opportunities of Lake Whitney. The inviting open-concept floor plan features durable luxury vinyl plank flooring and a beautifully appointed kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace for everyday living and entertaining. The generous primary suite provides a private retreat with an ensuite bath and walk-in closet. With quality finishes, a desirable location near the lake, and plenty of outdoor space, this beautiful new home offers the perfect opportunity to enjoy the Lake Whitney lifestyle. Seller and Builder is a Texas Realtor.

103 Cedar Shadow Ln, Whitney

$112,900

2 Beds ⋅ 2 Baths ⋅ 21383602 MLS

Discover easy living in this welcoming 55+ gated RV community, where comfort, convenience, and security come together! This well-kept 2 bedroom, 2 bathroom home sits inside a gated RV community that offers a secure front entrance, a community dog park, and a swimming pool. The home features 868 square feet with an open kitchen and living room layout that feels comfortable and efficient. The appliances are well maintained and in great condition, including a brand new fridge. The property is set up for easy RV living with a large RV port, a wheelchair ramp for accessible entry, and a storm shelter for added peace of mind. A spacious storage building provides plenty of room for tools, equipment, or hobby space. Just minutes from Lake Whitney, this is a great option for full-time living or a weekend getaway, with community amenities and RV-friendly improvements already in place. Seller is also willing to seller the property completely furnished for $123,000. The listing is for the improvements. The land is leased by the owner and owned by Whitney Resorts. Monthly fees includes trash, water, sewer, and common area maintenance.

166 Holiday Rambler Dr, Whitney

$89,999

3 Beds ⋅ 4 Baths ⋅ 21380782 MLS

Owner finance opportunity, Easy to qualify! Home needs TLC but has great bones! 3 bedroom 2 full bath, 2 half baths Sellers Owner finance terms - Sales Price: $110,000; Down: $10,000; Monthly Payment: $990.29;

675 Fm 1713, Whitney

$300,000

1 Beds ⋅ 1 Baths ⋅ 21381002 MLS

Escape to your own little slice of Hill County, just minutes from the beauty of Lake Whitney! Situated on a gorgeous, heavily treed 1.21 acre lot, this unique barndominium offers the perfect blend of comfort, functionality and outdoor living, making it an ideal weekend retreat, getaway or home base for lake adventures. Inside, you’ll find an inviting open living space with a full kitchen and full bath, creating a comfortable and efficient space to relax after a day on the water. Step outside to the covered front porch and enjoy the peaceful setting surrounded by mature trees. The property offers plenty of room for guests, hobbies and storage. A 2018 Crusader 5th wheel conveys with the property, at an additional price, providing additional living quarters for family and friends. There’s also a barn and separate storage building for all your recreational gear, tools and toys. An RV pad and additional electrical box add even more versatility. The fully fenced property features multiple gates for convenient access and added security. And for those who love the lake, you’ll appreciate the close proximity to Lake Whitney and multiple boat ramps, making it easy to spend your weekends fishing, boating and enjoying the great outdoors. Want to take the lake lifestyle up a notch? A 2019 19' Carolina Skiff boat is negotiable, along with a tractor and assorted implements. Ask the listing agent for details. Whether you’re looking for a weekend escape, a place to gather with friends and family, or your own recreational retreat, this property offers the space, flexibility and location to make it happen. Come enjoy the slower pace, natural beauty and endless possibilities of Lake Whitney living!

237 Live Oak Loop, Whitney

$65,000

3 Beds ⋅ 1 Baths ⋅ 21380034 MLS

THREE LOTS! CASH-ONLY INVESTOR OPPORTUNITY! This 3-bedroom, 1-bath manufactured home in Whitney offers an excellent opportunity for an investor, cash buyer, or buyer looking for property with land and potential. The property includes three lots, providing valuable additional land and flexibility for future possibilities, subject to buyer verification of zoning, restrictions, utilities, and permitted uses. The existing home needs work and is being sold AS-IS, WHERE-IS. Seller will make NO REPAIRS. Bring your contractor and vision to transform this property into your next project. The combination of an existing 3-bedroom home and three lots creates an opportunity to add value through improvements while taking advantage of the land. Located in Whitney, this property is conveniently situated near the recreational opportunities of Lake Whitney, known for boating, fishing, swimming, hiking, camping, and outdoor recreation. Whether you're looking for an investment project, a weekend getaway, or land with an existing structure, this property is ready for someone to bring it back to its potential.

161 Arlington St, Whitney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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